Welcome to Patrons & Farmers Mutual

Serving Missouri with quality insurance for over 100 years.

About Patrons & Farmers Mutual

Patrons & Farmers was chartered in 1877, the same year that Ulysses S. Grant turned over the presidency to fellow Civil War General Rutherford B. Hayes. The company was formed by area farmers in Harrisonville, Missouri, to protect policyholder members from wind and fire devastation. It was incorporated on January 30, 1896, as Patrons and Farmers Mutual Fire Insurance Company of Cass County. On August 21, 2006, the company merged with Farmers Mutual Insurance Company of Lee's Summit. The surviving company was renamed Patrons and Farmers Mutual of Missouri.

While Patrons & Farmers Mutual of Missouri still actively provides protection for farmers, we have grown over the years to protect other types of property owners, including homeowners, renters, mobile homeowners, and landlords throughout the state of Missouri. We continue our 140-year-old tradition of neighbors helping neighbors by selecting independent agents with strong ties to their local communities and a commitment to integrity.

140+

Years of Service

Missouri

Local Expertise & Focus

Mutual

Owned by Our Policyholders

Why Choose Patrons & Farmers Mutual?

🏘️ Local Expertise

Our agents know Missouri. They understand the unique risks and needs of families and businesses throughout the state.

💰 Competitive Rates

Quality coverage shouldn't break the bank. We offer competitive rates without sacrificing the protection you need.

🤝 Personalized Service

We treat you like family, not just a policy number. Our agents work with you to find the right coverage for your needs.

Fast Claims

When you need us most, we're there. Our streamlined claims process gets you back to normal quickly.

📞 24/7 Support

Emergencies don't wait for business hours. Our support team is available around the clock for you.

🏛️ 100+ Years

Stability and reliability you can count on. We've been protecting Missourians for over a century.

Want to Become an Appointed Agency?

Start the process to activate a new agency with Patrons & Farmers Mutual. We'll guide you through all the necessary steps.

Request an Appointment