Welcome to Patrons & Farmers Mutual

Serving Missouri with quality insurance for over 100 years.

About Patrons & Farmers Mutual

For over 100 years, Patrons & Farmers Mutual has been a trusted partner for Missouri families and businesses. Founded on the principles of mutual cooperation and community service, we've grown to become one of the region's most reliable insurance providers.

As a mutual company, we're owned by our policyholders, not outside shareholders. This means we're focused on what's best for you—not maximizing profits. Your interests are our interests.

We specialize in understanding the unique insurance needs of Missouri—from homeowners to farmers to commercial operations. Our local expertise and personal service set us apart.

100+

Years of Service

Missouri

Local Expertise & Focus

Mutual

Owned by Our Policyholders

Why Choose Patrons & Farmers Mutual?

🏘️ Local Expertise

Our agents know Missouri. They understand the unique risks and needs of families and businesses throughout the state.

💰 Competitive Rates

Quality coverage shouldn't break the bank. We offer competitive rates without sacrificing the protection you need.

🤝 Personalized Service

We treat you like family, not just a policy number. Our agents work with you to find the right coverage for your needs.

Fast Claims

When you need us most, we're there. Our streamlined claims process gets you back to normal quickly.

📞 24/7 Support

Emergencies don't wait for business hours. Our support team is available around the clock for you.

🏛️ 100+ Years

Stability and reliability you can count on. We've been protecting Missourians for over a century.

Want to Become an Appointed Agency?

Start the process to activate a new agency with Patrons & Farmers Mutual. We'll guide you through all the necessary steps.

Request an Appointment