Types of Property We Protect

🏘️ Homeowners

This policy protects your home, certain outbuildings, personal property, and the additional living expenses you would incur if your home was damaged by wind, fire or other peril named in your policy.

Liability protection pays for bodily injury and property damages that you become legally liable for paying.

🔥 Dwelling Fire Protection

Protects tenant and owner occupied homes. Coverage can include outbuildings, personal property, additional living expenses and loss of rents.

Personal or Landlord liability protection can be added to this protection.

🔑 Renters

This policy protects the personal property and liability of individuals renting a home or apartment.

🚗 Mobile Home

This provides protection for your mobile home, certain outbuildings, personal property, and the additional living expenses you'd incur if your home was damaged by wind, fire or other peril named in your policy.

These policies are also written with liability protection, which pays for bodily injury and property damages that you become legally liable for paying.

🏭 Manufactured Home

Manufactured homeowners insurance provides protection for your home, certain outbuildings, personal property, and the additional living expenses you'd incur if your home was damaged by wind, fire or other peril named in your policy.

Most of our homeowners policies are also written with liability protection. Liability protection pays for bodily injury and property damages that you become legally liable for paying.

🏬 Landlord Premises

This policy protects your rental property, including furnishings or appliances as well as your loss of rents.

Landlord liability is also available.

🌾 Farm & Ranch / Large Acreage

You and your agent can custom design a protection program that meets your unique needs with options including:

Coverage for your home place, rental dwellings
Livestock, horses, machinery & equipment
ATV's, farm outbuildings
Farm & employee liability and more

🌱 Small Acreage

Patrons & Farmers can provide the liability and property protection for even small and part time farming operations.

You and your agent can custom design a protection program that meets your unique needs with options including: coverage for your home place, personal, rental dwellings, livestock, horses, machinery & equipment, ATV's, farm outbuildings, farm & employee liability and more.

⛵ Boat / Watercraft

Protection for your boat, motor and boating equipment may be added to one of the protection programs listed above.

Liability protection for the operation of your watercraft may also be included.

💎 Scheduled Items

Certain items, especially those that have a significant or collector's value should be specifically insured as part of your protection program.

Talk with your Patrons & Farmers agent if you would like protection for:

Cameras
Collections
Jewelry & Watches
Farm Machinery, Equipment and Livestock
Fine Arts
Firearms
Furs
Musical Instruments
Silverware & Goldware
Sports & Golf Equipment

Ready to Discuss Your Coverage?

Let us help you find the right protection plan for your property.