Annual Meeting & COVID-19 Updates

Because of the coronavirus pandemic, we feel it necessary to postpone the Annual Meeting of Patrons and Farmers Mutual of Missouri (scheduled for 4/1/2020) until October 7, 2020, tentatively. 

Three Directors positions are open, and only three candidates have filed for election.   They are:  Larry Duncan, J. Craig Jones and Everett Helms.  They will be considered as appointed by the Board of Directors to serve until the Annual Meeting can be held for elections.

Please contact us for any specific questions. Our business office will be “business as usual” with some new safety precautions in place. 

 See a Picture of our Directors.

Small Agents Conference

A few of us had the opportunity to attend the Small Agents Conference in March at Columbia. We enjoyed meeting and visiting with some of our current agents around the state and also some new ones.

We have been hearing back from agencies that are interested in joining the Patrons and Farmers team, and we look forward to getting to know some new agencies.

Storm Claim Advisory

For anyone with a claim from recent storms, read this article by the Department of Insurance. It offers an advisory on reporting a claim, temporary repairs, and state adjusters.

Main Office

Our Main Office is open Monday through Friday from 8:00am to 4:30pm. Our phone number is (816) 380-4241. In an emergency, we can be reached anytime by leaving a message through our office phone number.


Since 2010, Patrons and Farmers has been using V-Checks, an electronic check system. There is a link on our website and on Web Inquiry, so payments may be made online.

Some agents offer assistance for policyholders, and our main office is also happy to help anyone fill out a V-Check over the phone.

Credit/Debit Cards

Credit or Debit card payments may also be made online or over the phone using Xpress-Pay.

Please note, if using a credit/debit card to make a payment there is a site fee which is a percentage of the actual payment.


Patrons and Farmers offers an Auto/Home Discount for individuals that have an auto insurance policy with the same agent as their home insurance policy.

Patrons is excited to say we now offer a discount for some of the new security systems coming out, please contact us or your agent to see if your system will qualify!

We also offer a claims free discount for our policyholders that have maintained their policy with us for at least five years and have not filed a claim within the last five years.

PFM Insurance Agency

In 2013, Patrons and Farmers started a general in house agency called PFM Insurance Agency which has contracted with American Modern Insurance Group to accomodate more needs. Below is a list of some specialty risks offered by American Modern.

Classic Auto, Motorcycles, Watercraft, ATV, and Golf Carts.

Rental, Vacant, and Seasonal Property and more.